About Us - FIAI's Philosophy and Asset Allocation Services

The ever-changing market place along with the increasing number of mutual funds and other investments can make investing an overwhelming process. Many people do not have the time to give the necessary attention to their portfolios. An Asset Allocation portfolio will be personalized based on a clients' financial situation and investment objectives, along with risk tolerance determination based on a client Profile Questionnaire. FIAI uses a team approach to create a portfolio of mutual funds to fit your unique situation.

Step # 1. FIAI identifies your long-term investment objective and the risk level you are willing to take to achieve that goal

Step # 2. Choosing a broadly diversified portfolio, by allocating assets in a portfolio among the different asset classes. Studies show that asset allocation can account for as much as 90% of the variability of a portfolios return.

Step # 3. Identifying the mutual funds that we believe will best fit your long-term objectives. Our mutual fund selection process takes into account a managers style, as will as the relative values of market sectors.

Step # 4. Funds will be reallocated as FIAI deems necessary to maintain your allocation to help achieve your goals.

Step # 5. FIAI continually analyzes the characteristics of mutual funds being used in the portfolio along with other mutual funds in our universe to determine potential problems or opportunities.

By integrating the steps FIAI will create a custom portfolio to help meet your objectives with the least amount of risk.